Does AYIO Financial provide credit directly?

AYIO Financial PTY LTD holds Australian Credit Licence 570670 and provides credit assistance under the National Consumer Credit Protection Act 2009 (Cth). We are not a credit provider — we arrange finance from a panel of accredited Australian lenders. Any credit contract is between you and the lender.

What can I get finance for?

Trucks, trailers, prime movers, light commercial vehicles, plant and equipment, and a wide range of business and consumer assets. We service Australia-wide.

How long does an enquiry take?

The online enquiry form takes about two minutes. A licensed broker (ACL 570670) typically responds within one business hour during business hours.

Will submitting an enquiry affect my credit score?

No. The enquiry form is informational only — no credit assessment or credit reporting body enquiry is performed at this stage. A credit assessment is only conducted later, with your express consent, if you proceed to a formal application.

Your Customer Portal

Track every deal we're working on, request documents like payout letters or amortization schedules, sign privacy consents, and message your broker — all from one secure place.

Get your portal link

Enter the email you used on your finance application. We'll email you a secure sign-in link — no password needed.

Don't have an application yet? Apply now

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See every deal

One place for all your AYIO finance — new, settled, in progress, decline. Tap a deal to see what's happening.

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Request documents

Payout letters, contract reprints, amortization schedules, repayment history — request and download when ready.

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Sign & upload

Sign privacy consents, upload required documents like licences and bank statements securely.

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Message your broker

Have a question? Send a message directly through the portal — straight to your broker's inbox.

Can't find an email? Check your spam folder, then contact us and we'll sort it.