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Our Services

Finance Solutions for Every Situation

From heavy trucks to business cashflow — submit an enquiry and we'll refer it to a licensed credit professional who can find the right deal.

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Truck & Transport Finance

Finance for all heavy vehicle types across Australia. We work with both dealer and private sale transactions on new and used assets, with terms from 12 to 84 months.

  • Rigid trucks, semi-trailers and B-doubles
  • Tippers and concrete agitators
  • Refrigerated vehicles and car carriers
  • Kenworth, Volvo, Isuzu, Hino, DAF, Mack and more
  • Solo operators and small fleets
Apply for Truck Finance

Looking for truck finance in Melbourne, Sydney, Brisbane, Perth or Adelaide? Tap your city for the dedicated page.

Ready to discuss truck finance? Get in touch today.

Apply Now →
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Equipment & Plant Finance

Finance structured against the asset and business cashflow — not just a credit score. Yellow goods, materials handling, and specialised plant all considered.

  • Forklifts and materials handling
  • Excavators, bobcats and earthmoving
  • Cranes and lifting equipment
  • Agricultural and manufacturing plant
Apply for Equipment Finance

Ready to discuss equipment finance? Get in touch today.

Apply Now →
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Business Finance

Structured around your revenue cycle. Suitable for established businesses looking to grow, manage seasonal cashflow, or fund a project.

  • Working capital and cashflow facilities
  • Trade finance
  • Business fitouts and expansions
  • Refinance of existing facilities
Apply for Business Finance

Ready to discuss business finance? Get in touch today.

Apply Now →
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Consumer Vehicle Finance

Competitive rates for personal use vehicles. Fast turnaround, minimal paperwork for standard applications.

  • Cars and SUVs
  • Motorbikes
  • Caravans and motorhomes
  • Leisure and recreational vehicles
Apply for Vehicle Finance

Ready to discuss vehicle finance? Get in touch today.

Apply Now →
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Refinance & Restructure

If your current finance isn't working — high rate, wrong term, wrong structure — we can often refinance and improve your position under ACL 570670. We review existing facilities and present rate comparisons from our accredited lender panel.

  • Rate reduction refinance
  • Term restructure
  • Consolidation of multiple facilities
  • Exit from unfavourable balloon structures
Discuss Refinance Options

Ready to discuss refinancing? Get in touch today.

Apply Now →
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Low-Doc & Complex Deals

Low-doc and complex deals are a focus for our credit specialists under ACL 570670. Tell us the full picture in your enquiry and we will assess your scenario directly.

  • New ABN (under 2 years)
  • Credit impairment or defaults
  • Non-standard or aged assets
  • Private sale transactions
  • Interstate deals
Discuss Your Situation

Ready to discuss your complex deal? Get in touch today.

Apply Now →
Chat with us
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AYIO Finance Assistant ● Online now
Hi! 👋 I'm here to help with any finance questions.

Whether you're looking at trucks, equipment, or just want to understand your options — ask me anything.