Asset finance for machinery finance operators across Australia — submit one enquiry, we refer it to the right credit specialist.
Machinery Finance on the AYIO Financial network covers finance for plant, agricultural, manufacturing and earthmoving machinery. Whether you're replacing existing fleet, expanding for a new contract, or buying your first asset, the enquiry path is the same: tell us what you need, we refer to a credit specialist with the right lender panel.
AYIO Financial works with operators across all Australian states. Our credit network covers metro, regional and remote operations — same enquiry path, different specialists per region.
Loan terms typically run 12 to 84 months. The enquiry is obligation-free and takes 5 minutes. We work with both ABN holders and consumer finance applicants — the form below routes to the right specialist based on your answers.
5-minute enquiry — we'll refer your details to a licensed credit specialist for review.
Most machinery finance enquiries get a first response within 48 hours. Full approval depends on the supporting documents, the asset, and the lender — typically 2-5 business days for clean prime deals, longer for low-doc or specialised structures.
For an ABN holder: your ABN, recent BAS statements, recent bank statements, and details of the asset being financed. For a consumer finance application: payslips and identification. The credit specialist confirms exactly what they need based on the deal structure.
AYIO Financial PTY LTD holds Australian Credit Licence 570670 and provides credit assistance. We are not a credit provider ourselves — we arrange finance from a panel of accredited Australian lenders. Any credit contract is between you and the lender.