Finance the full purchase price of your next truck — no deposit, no upfront cash.
No deposit truck finance lets you preserve working capital while still acquiring the asset. Lenders write up to 100% of the purchase price (and in some cases the on-road costs and registration) for established operators with a clean repayment record.
Eligibility usually requires an ABN registered 24+ months, evidence of consistent trading revenue, and a residential or business asset that can support the deal. The truck itself is the primary security; lender risk appetite is the variable.
AYIO Financial submits the enquiry to specialists who write 100% deals regularly, rather than mainstream banks who often require a minimum 10-20% deposit on heavy assets. Response within 48 hours on most enquiries.
5-minute enquiry — we'll refer your details to a licensed credit specialist for review.
We hold Australian Credit Licence 570670 and provide credit assistance. We are not a credit provider ourselves — we arrange finance from a panel of accredited Australian lenders. Any credit contract is between you and the lender.
No fee for the enquiry. Some lenders charge an establishment fee on the loan itself if it proceeds — that's disclosed up-front before you sign anything.
Initial response within 48 hours. Final approval depends on the supporting documents and lender — typically 2-5 business days.